Imagine taking a random group of 100 people living in America. One that is representative of people living in America. Nevermind that this is a near impossible given the levels of segregation in the country. Then ask them where they live. Ninety of them would say they either rent or own their home. 10 of them would say that they are living differently. Some would say they are living radically. This not insubstantial minority neither rents nor owns in the private market. They are homemaking in some other way. Likely a housing cooperative, maybe in a community land trust. Perhaps even a squatter.
